{"templateId":"markdown","sharedDataIds":{},"props":{"metadata":{"markdoc":{"tagList":["cards","card","json-example"]},"type":"markdown"},"seo":{"title":"Consumer Application"},"dynamicMarkdocComponents":["openapi"],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"consumer-application","__idx":0},"children":["Consumer Application"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["There are two distinct integration paths for consumer onboarding. The appropriate path depends on whether the sponsor controls the consumer-facing UX."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"path-a--direct-invitation","__idx":1},"children":["Path A — Direct Invitation"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Use this path when Momnt handles the consumer-facing application workflow end-to-end."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":4,"id":"step-1--send-an-application-invitation","__idx":2},"children":["Step 1 — Send an Application Invitation"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /api/v1/sponsor/consumers/application/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Send Application Invitation","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer/sponsor_consumers_application_create"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Submits the consumer's contact information and triggers an invitation via SMS ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["or"]}," email. Providing both channels in a single request will result in a validation error. The consumer follows the link to complete their application in Momnt's UI."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":4,"id":"step-2--monitor-invitation-status","__idx":3},"children":["Step 2 — Monitor Invitation Status"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["GET /api/v1/sponsor/merchants/{request_user_id}/invitation/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"List Invitations","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer/consumer_invitation_list"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Returns all invitations associated with the merchant user. Salesreps see only invitations they originated; Admins and Salesmanagers see all."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":4,"id":"step-3--prompt-payment-portal-setup-if-needed","__idx":4},"children":["Step 3 — Prompt Payment Portal Setup (if needed)"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /api/v1/sponsor/merchants/loan-applications/{request_user_id}/loan/{loan_id}/invite-portal/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Send Payment Portal Setup Email","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer/consumer_payment_portal_account_email_request"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["A consumer must have an active Payment Portal account before a payment request can be created against their loan. If the consumer skipped that step, this endpoint sends them a setup email. ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["loan_id"]}," is the sponsor's own identifier supplied in the original application POST."]},{"$$mdtype":"Tag","name":"JsonExample","attributes":{"json":{"is_valid_for_transaction":false,"transaction_status_code":2,"no_transaction_message":"You are unable to transact with this Customer at this time."},"errors":[]},"children":[]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"path-b--soft-pull-embedded--headless","__idx":5},"children":["Path B — Soft Pull (Embedded / Headless)"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Use this path when you need to initiate a soft credit pull and receive a real-time decision inline."," ","The response returns either:"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["loan product offers or"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["a No Offers result, which may trigger an Adverse Action Notice (AAN) email to the consumer."," ","Requires the ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["allow_soft_pull_process"]}," feature flag to be enabled on the sponsor account."]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":4,"id":"step-1--initiate-a-soft-credit-pull","__idx":6},"children":["Step 1 — Initiate a Soft Credit Pull"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /api/v1/sponsor/consumers/soft-pull/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Initiate Soft Credit Pull","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer-soft-pull/consumer_soft_pull_request"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["This is a consolidated endpoint that executes the following steps in a single call:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Creates the consumer invitation"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Runs GUCA (de-duping),loan-stacking eligibility, and KYC checks"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Performs a soft credit pull"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Generates loan product offers"]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The response includes a ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["decision"]}," field set to either ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["offers"]}," or ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["no_offers"]},", along with a list of offer objects. Each offer contains an ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["offer_uuid"]}," required for the next step."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If the decision is ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["no_offers"]},", an Adverse Action Notice (AAN) email may be sent to the consumer depending on the decline reason."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":4,"id":"step-2--record-offer-selection","__idx":7},"children":["Step 2 — Record Offer Selection"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["PATCH /api/v1/sponsor/consumers/offers/{offer_uuid}/select/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Select Consumer Offer","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer-soft-pull/selected_consumer_offer"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Once the consumer selects a loan product within the sponsor's UI, call this endpoint with the corresponding ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["offer_uuid"]},". The response returns a ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["consumer_invitation_link"]}," — redirect the consumer to this URL to review and accept their loan terms on Momnt's platform."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["A callback is posted to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["sponsor_callback_url"]}," once the consumer completes the application."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"consumer-loan-lookups","__idx":8},"children":["Consumer Loan 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Requests that do not balance will be rejected with a 400 error."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"step-1--create-a-charge-request","__idx":14},"children":["Step 1 — Create a Charge Request"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /api/v1/sponsor/merchants/payment-request/"]}]}]},{"$$mdtype":"Tag","name":"Cards","attributes":{"columns":1,"cardMinWidth":180},"children":[{"$$mdtype":"Tag","name":"Card","attributes":{"title":"Create Payment Request","icon":"images/code.svg","iconRawContent":"<?xml version=\"1.0\" encoding=\"utf-8\"?><!--Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools--><svg fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.50226 5.38707C8.81015 5.10997 8.8351 4.63576 8.55801 4.32787C8.28092 4.01999 7.8067 3.99503 7.49882 4.27213L5.76133 5.83587C5.02499 6.49853 4.41418 7.04822 3.99477 7.54679C3.55374 8.07104 3.24023 8.6343 3.24023 9.3296C3.24023 10.0249 3.55374 10.5882 3.99477 11.1124C4.41418 11.611 5.02498 12.1607 5.76132 12.8233L7.49882 14.3871C7.8067 14.6642 8.28092 14.6392 8.55801 14.3313C8.8351 14.0234 8.81015 13.5492 8.50226 13.2721L6.80579 11.7453C6.01792 11.0362 5.48672 10.5558 5.14262 10.1468C4.81237 9.7542 4.74023 9.52502 4.74023 9.3296C4.74023 9.13417 4.81237 8.90499 5.14262 8.51241C5.48672 8.10338 6.01792 7.62298 6.80579 6.91389L8.50226 5.38707Z\"/><path d=\"M15.443 10.4983C15.7201 10.1904 16.1943 10.1654 16.5022 10.4425L18.2397 12.0063C18.976 12.6689 19.5868 13.2186 20.0063 13.7172C20.4473 14.2415 20.7608 14.8047 20.7608 15.5C20.7608 16.1953 20.4473 16.7586 20.0063 17.2828C19.5868 17.7814 18.976 18.3311 18.2397 18.9937L16.5022 20.5575C16.1943 20.8346 15.7201 20.8096 15.443 20.5017C15.1659 20.1938 15.1909 19.7196 15.4988 19.4425L17.1952 17.9157C17.9831 17.2066 18.5143 16.7262 18.8584 16.3172C19.1887 15.9246 19.2608 15.6954 19.2608 15.5C19.2608 15.3046 19.1887 15.0754 18.8584 14.6828C18.5143 14.2738 17.9831 13.7934 17.1952 13.0843L15.4988 11.5575C15.1909 11.2804 15.1659 10.8062 15.443 10.4983Z\"/><path opacity=\"0.5\" d=\"M14.1797 4.27511C14.58 4.38151 14.8182 4.79228 14.7118 5.19259L10.725 20.1926C10.6186 20.5929 10.2078 20.8312 9.80753 20.7248C9.40722 20.6184 9.16895 20.2076 9.27535 19.8073L13.2622 4.80729C13.3686 4.40697 13.7793 4.16871 14.1797 4.27511Z\"/></svg>","imagePosition":"start","iconPosition":"auto","layout":"horizontal","align":"center","variant":"filled","iconVariant":"filled","to":"/docs/openapi/sponsor_consumer_v1/sponsorapi-_-consumer/consumer_payment_request_create"},"children":[]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Triggers an SMS and email to the consumer containing a URL that directs to the Charge Request landing page. 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completion."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"transaction-history","__idx":20},"children":["Transaction 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