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Consumer_Account_Credit_L...

Consumer_Account_Credit_Line_Increase

Request

Endpoint to initiate a credit line increase (CLI) for a consumer account.

Requirements:

  • Authentication is required; the sponsor/partner must provide valid credentials.
  • external_application_id: The external application ID must be provided in the request payload to identify the consumer account.
  • request_user_id: The user ID in the Momnt system must be included in the request payload. The user must be active and previously established.
  • cli_amount: The requested credit line increase amount. Must be greater than the current credit limit and less than or equal to the max approved amount.
  • Only users with appropriate permissions (Admin, Salesmanager, or the original Salesrep who sent the invitation) may initiate a CLI.
  • The consumer application and account must be in good standing (not canceled, suspended, closed).
  • The consumer account must have a zero balance (amount spent = 0).
  • Only one CLI can be performed per account.
  • On success, the consumer account's credit limit will be updated and the application status will reflect the CLI request.
Security
basicAuth
Body
required
external_application_idstring, <= 255 charactersrequired
request_user_idstring, <= 255 charactersrequired
cli_amountstring, (decimal)^-?\d{0,10}(?:\.\d{0,2})?$required
curl -i -X POST \
  -u '<username>:<password>' \
  https://momnt-api-docs.redocly.app/_mock/docs/openapi/sponsor_consumer_v1/api/v1/sponsor/consumers/accounts/credit-line-increase/ \
  -H 'Content-Type: application/json' \
  -d '{
    "external_application_id": "string",
    "request_user_id": "string",
    "cli_amount": "string"
  }'

Responses

Success response

Bodyapplication/json
detailstringrequired
Response
{
  "detail": "Credit line increase successfully initiated."
}