## Momnt API

The Momnt API lets you manage merchants and consumer loans.

**Base URLs:**

| Environment | URL |
|  --- | --- |
| Staging | `https://app-stg.momnt.com/` |
| Production | `https://app.momnt.com/` |


## Authentication

All requests require **HTTP Basic Authentication** — your email and password.

```bash
curl -s -X POST "https://app-stg.momnt.com/api/v1/sponsor/consumers/soft-pull/" \
  -H "Content-Type: application/json" \
  -u "mail@test.com:password" \
  -d '{}'
```

See [Authentication](/docs/authentication) for full details.

## API Sections

### Merchants

Onboard merchants, manage payment details, rate sheets, offer codes, and users.

Merchant API reference
Merchant Workflow
### Consumers

Invite consumers, run soft pulls, manage applications, transactions, and refunds.

Consumer API reference
Consumer Workflow